Debt support

What to do if you fall into debt

The rising cost of living has affected us all, and from time to time we all need some support and guidance. It can be really easy to let debt spiral out of hand. Before you know it, you no longer have control of the money you owe, and you could be at risk of losing your home if you fall behind on your rent payments.

A lot of people bury their head in the sand not knowing who to turn to if they feel they are drowning in debt. But we understand the pressures our customers face, especially those who are struggling with redundancies, and rising costs of food and energy bills.

If you fall behind with your bills or rent, don’t ignore it. Although it can be a difficult and stressful situation, you need to take action quickly to stop the situation getting any worse.

Can’t pay your rent?

If you are having trouble paying your rent, or you think in the near future paying your rent may become a problem it is important you contact us straight away as we may be able to help you.

We can work together to make a payment plan. The sooner you get in touch the easier it will be to get back on track.

If your rent continues to be in arrears and you don’t tell us about your situation, your home could be at risk.

Get Free, Independent Debt Advice

It’s important you are able to speak to an expert about your situation as they can give you the support you need to help get you out of debt.

Organisations that can help you with debt and money advice

Walsall

Advice is offered on a wide range of matters including welfare benefits, debt counselling, and energy advice

London

National organisations

Breathing Space is a free scheme that could give you up to 60 days space from creditors, visit https://www.gov.uk/options-for-dealing-with-your-debts/breathing-space or speak to one of the debt advice organisations above.

Can’t pay your rent?

If you are having trouble paying your rent, or you think in the near future paying your rent may become a problem it is important you contact us know straight away as we may be able to help you.

We can work together to make an affordable agreement for you to pay back the money you owe. If your rent continues to be in arrears and you don’t tell us about your situation, we may take court action which could lead to you and your family losing your home.