Insurance

WATMOS is insured for all our buildings including all leasehold homes as part of a block policy. 

The WATMOS buildings insurance does not include your contents or fixtures and fittings. You need to arrange your own contents insurance for your possessions inside your home. 

We strongly advise all of our customers to take out household contents insurance. You can do this either through a scheme arranged by us, or by making your own private arrangements. 

Details 

For Walsall tenants: 

Premiums are payable weekly from just .36p per week or .80p if including accidental damage. 
The cost of replacing your belongings can add up, so be smart and think about how insurance could benefit you if the unexpected happens. 

What the insurance scheme offers: 

  • you can pay weekly 
  • friendly claims service 
  • no excess (nothing to pay) when you make a claim 
  • contents replaced as new for old (some limitations may apply) 
  • cover for rented goods 
  • accidental damage cover
  • insurance cover is provided by Aviva and 0.36p per week is based on standard cover for £4,000 sum insured. This quote is subject to eligibility criteria. Premiums quoted 
  • include insurance premium tax (IPT) at the appropriate rate

How do I apply? 

Download the form here >>  whg Home Contents Insurance.pdf 413KB

For London tenants: 

The Thistle My Home Insurance Scheme, in partnership with the National Housing Federation is specifically for any social housing tenant and we promote it our residents living in London 

Visit My Home Insurance (thistlemyhome.co.uk) or call 0345 450 7288 to find out more or contact us to ask for an application form. 

Premiums are calculated based on your postcode, age, level of cover you require and preferred payment method.